Let’s face it, losing a loved one is devastating. The grief, the sorrow, the overwhelming sense of loss—it’s enough to leave anyone feeling like they’ve been hit by a freight train.
But here’s the hard truth: while you’re reeling emotionally, the bills don’t stop, and the cost of a funeral can pile up quickly, adding financial stress to an already unbearable situation.
This is where funeral cover comes in—it’s the safety net that keeps a bad situation from becoming worse. Yet, it’s not the complete solution.
Why Funeral Cover Matters
In South Africa, where the cost of a funeral can range from R20,000 to R100,000, funeral cover is essential. It ensures that when the time comes, your family isn’t scrambling to find the money to give you a dignified send-off. Instead, they can focus on what matters most—celebrating your life and mourning your loss. Simply put, funeral cover eases the immediate financial burden. It’s about peace of mind, for you and for those you leave behind.
But here’s the kicker—funeral cover only goes so far.
Funeral Cover Alone Isn’t Enough
Funeral cover will help your family cover the immediate costs associated with your passing, but what happens next? What about the bills that continue to roll in after the funeral, or the loss of your income that your family relied on? This is where funeral cover falls short.
It doesn’t help pay the mortgage, it doesn’t cover school fees, and it certainly won’t keep food on the table. That’s why you need to think bigger—think life cover.
The Role of Life Cover
Life cover isn’t just about covering funeral costs; it’s about ensuring your family can maintain their standard of living when you’re no longer around. It’s the difference between your family struggling to make ends meet or being able to continue with the life you’ve worked so hard to provide for them.
With a life cover payout, your family can cover ongoing living expenses, settle outstanding debts, and even invest in their future. It’s a long-term solution that provides financial security, giving your loved ones the freedom to grieve without the added burden of financial stress.
The South African Reality
Here’s the harsh reality: many South Africans simply can’t afford life cover, or even funeral cover, on their own. The cost of living is high, and for many, insurance premiums are a luxury they can’t stretch their budget to accommodate. This is where Simply Financial Services in.
Not only has Simply made it possible to get life, disability and funeral cover in one easy policy, but they also understand the affordability dilemma that many South Africans face and have made it possible for employers to offer funeral and life cover to their staff at an affordable price. By offering these benefits as part of an employee package, Simply is helping to ensure that more South Africans have access to the financial protection they need. It’s about making sure that when the worst happens, no one is left to carry the burden alone.
The Bottom Line
Yes, funeral cover is crucial. But don’t stop there—make sure your loved ones are fully protected. Life cover isn’t just a nice-to-have; it’s a must-have if you want to ensure that your family can continue to live the life you’ve built together.
So, whether you’re an individual looking for cover or an employer wanting to do right by your employees, Simply Financial Services has the solution. Visit www.simply.co.za to learn more about how you can protect those you love.
In the end, it’s about peace of mind—knowing that when you’re gone, your family will be taken care of. Because while you can’t predict the future, you can prepare for it.
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Fill in the contact form below if you’re ready for peace of mind. One of our friendly agents will contact you and craft an affordable, tailor-made package. Your staff and family will thank you.
Article provided by Simply Financial Services (www.simply.co.za), a licensed and trusted life insurance provider that’s on a mission to secure the financial future of millions of South Africans.
*Premiums are risk profile dependent and subject to review. Simply Financial Services (Pty) Ltd is a registered financial services provider (FSP 47146). T&Cs apply
Products underwritten by Old Mutual Alternative Risk Transfer Limited, a licensed life insurer
CLICK HERE TO FIND OUT MORE ABOUT SIMPLY FINANCIAL SERVICES
CONTACT DETAILS:
Website: Simply
Facebook page: Simplylifeinsurance
Contact number: 021 045 1513
E-mail address: queries@simply.co.za
