As the colder months approach and daylight hours grow shorter, many of us find ourselves out and about when it’s already dark. This change can make everyday activities like running errands or visiting friends feel a little less safe. With valuables often visible inside cars and streets less brightly lit, it’s important to stay one step ahead of those looking to take advantage. Whether you’re heading home from an outing, going for a walk, or simply stepping out to the shops, now is the perfect time to rethink how you protect what matters most: your personal safety and your belongings. Staying aware and prepared helps you move through your day with confidence, no matter the hour.
Here are some practical tips to keep you safe this winter.
• Avoid distractions like using your phone while walking or driving. Stay aware of your surroundings and trust your instincts.
• Always lock your car doors immediately upon entering, especially when stopped at intersections or parking lots. This can help protect you from car jamming and other threats.
• Store valuables like handbags, laptops, and phones out of sight, preferably in the boot or under the seat, to reduce the risk of smash-and-grab incidents.
• Avoid stopping in poorly lit or isolated areas, especially at night. If you feel unsafe or suspect you’re being followed, drive to a well-lit, public place.
• Be mindful of your home security. Ensure doors and windows are locked and use outdoor lighting to keep your property well lit.
• Make sure your vehicle is regularly maintained, including checking brakes, lights, and tires, to avoid breakdowns and stay safe on the road.
• Avoid nighttime travel when possible. Criminal activity is higher at night. If you must travel, inform someone about your route and expected arrival time.
• Understand your insurer’s process for hijacking and theft claims, including requirements such as filing police reports promptly, any waiting periods, and the use of tracking devices. Being informed helps you act quickly and ensures you receive the support you need.
Connecting with our dedicated Business Development Consultants is important when you need an insurer that can help you keep safe and protected. They’re here to support you every step of the way, ensuring you receive the best possible advice on the right insurance product for you. Additionally, as a Momentum Insure client you get access to our Safety Alert and Accident Alert features available on the Momentum app.
• Safety Alert provides free emergency assistance, simply press the safety button on the app for two seconds to have help dispatched to your location if your GPS is enabled. You will have access to a network of 1,800 emergency responders available 24/7, 365 days a year. You can also nominate a loved one to use this feature at no extra cost.
• The Accident Alert feature uses your phone’s sensors to detect sudden stops or collisions and immediately sends help to your location. Remember, your safety is our priority. To enjoy these benefits, speak to one of our Business Development Consultants and make the move to Momentum Insure.
Keeping you safe on your journey to success.
Momentum Insure Company Limited is part of Momentum Group Limited and is a licensed non-life insurer
and an authorised financial services provider FSP22789. T’s & C’s apply.
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