What if being responsible actually paid off? Imagine getting rewarded just for living a healthy, low-risk life. Sounds good, right? Well, it’s possible—and your good habits could mean real benefits for your wallet. Curious? Keep reading to see how smart choices today can pay off tomorrow!
The Age-Old assumption
The traditional insurance model often operates on the assumption that as we age, our risk of claims increases. This often translates into higher premiums for car, home, and even life insurance. It’s a broad brushstroke that doesn’t always account for individual efforts to mitigate risk. Many of us maintain active lifestyles, drive carefully, and keep our homes secure, yet we still face the spectre of increasing costs simply because another birthday rolls around. This can feel unfair and demotivating.
Rewarding responsible living
Here’s where the conversation shifts from a problem to a powerful solution. Imagine an insurer that doesn’t just assess your risk based on demographics but actively rewards you for your efforts to live a low-risk lifestyle. That’s the beauty of innovative programs that are changing the insurance landscape.
Myth vs. Reality:
- Myth: Your insurance premiums are solely determined by your age and other fixed factors.
- Reality: While age is a factor, your proactive efforts to live a safe and healthy life can significantly influence your premiums and even earn you cash back.
Benefits from Momentum Insure: Safety Returns
Momentum Insure understands that a responsible lifestyle leads to fewer claims, and they believe you should be rewarded for that. Their Safety Returns programme is a prime example of how your healthy and safe habits can directly benefit your pocket.
With Momentum Safety Returns, you can earn up to 30% cash back on your car and home insurance premiums every year, even if you claim! This isn’t just a discount; it’s a tangible reward for being proactive about your safety.
How does it work? Momentum encourages and rewards you for engaging with various safety-focused features through their Momentum App:
Safety Alert: This free mobile panic button feature, accessible through the app, provides you and a loved one with 24/7 access to armed responders. Activating this feature shows your commitment to personal safety and contributes to your rewards.
Safe Dayz™: This feature tracks your driving behaviour. By driving safely and consistently achieving a daily score of 80% or more, you earn “Safe Dayz,” contributing to your cashback. It’s about being mindful on the road, reducing your risk of accidents, and being rewarded for it.
Safety Score Questionnaire: By completing this questionnaire on the app, you gain insights into your personal safety, road safety, and home environment. This not only earns you points but helps you identify areas for improvement, making you even safer.
Claim-free behaviour & App claims: While you can still earn rewards even if you claim, submitting certain claims (like windscreen or geyser claims) via the app can also earn points.
In essence, Momentum Safety Returns flips the script. Instead of just paying for potential risk, you’re actively earning back a portion of your premiums for reducing that risk. It’s a partnership where your healthy and safety-conscious choices directly translate into financial benefits, allowing you to age gracefully and confidently, knowing your efforts are truly valued.
Want to explore how this can work for your specific needs? Momentum Insure has dedicated Business Development Consultants available for face-to-face, obligation-free quotes. They can provide you with tailored insurance solutions that are unique to your individual circumstances, ensuring you get the most out of your healthy lifestyle.
Keeping you safe on your journey to success.
Momentum Insure Company Limited is part of Momentum Group Limited
and is a licensed non-life insurer and an authorised financial services provider
FSP22789. T’s & C’s apply.
If you would like to contact Momentum Insure direct about their 55+ cover option
please click here to go through to their landing page in the YEI Directory, and complete their online contact form.
One of Momentum’s dedicated Business Development Consultants will get right back to you.
A Momentum Insure article
