It’s easy to confuse the two but they are actually very different forms of cover:
Hospital cash back plans usually only pay out from the fourth day you’re admitted to hospital. You can use this money for anything you want, whether it is affording grocery bills or paying for school fees.
On the other hand, hospital plans are one of the most basic, and essential forms of medical aid. Many people start out on a hospital plan when they are young, fit and single, and then move on to more comprehensive medical aid options as they get older and have more dependants.