As 2022 rolls in, we are still in the grips of COVID-19
and are at the mercy of financial downturns.
And we all know, if we don’t spend wisely, we might not have much-needed money for the new year’s challenges.
By ensuring that all of your belongings are safe,
and you have adequate protection and cover,
your new year will get off to a fantastic start with possible savings.
Save on your premiums
We all know of or have heard the saying “the sooner you start to build up your own profile, the better” and we hope that that has been proven true for you. The longer you have an insurance history, the better the insurance terms and conditions will be. This means that if you take out insurance as early as you can, and have no gap in cover, you will be able to build your risk profile which could potentially mean savings on your premiums.
Make sure your car is in order as fuel prices increase
Just in time for the new year and on the back of the holiday season, you can waste a lot of fuel and expedite wear and tear on your car by not doing proper diagnostics and maintenance – especially if you were travelling for the holidays. Check your tyre alignment and pressure, coolant levels, loose parts, and oil levels, among other things. Many workshops will offer a multi-step check to see if your car is in a safe and well-maintained condition. This will save fuel in the long run, as well as reduce the chances of potential mechanical failures and even accidents. This is something to bear in mind as the fuel prices go up!
Check your security systems at home
As we all get back into the swing of things, we might get complacent about the things around the house we might not have paid much attention to. Double check that your security devices are linked to your service provider, and that all keypads, silent alarms, emergency buttons, and sensors are in full working order. Ensure that your passcodes are active on all keypads, that everyone remembers the codes, and that your trusted people know how it all works. Keeping your home safe is paramount as this is your little piece of heaven in this big world.
Momentum Insure recognises that increased security lowers the risk of burglary or theft which in turn makes for competitive terms for theft cover. Another way for clients to enjoy lower premiums that’s a win-win is by increasing their safety at home. While safety measures such as CCTV cameras, electric fencing, burglar bars, etc can be a huge investment, clients can recoup some of that money through lower premiums on their home cover.
Re-examine your insurance plans
Make sure your insurance is in order by going over what you have listed in your house and the value your belongings are insured for. You may have taken out a short-term policy for something you may not own any more or listed items you have sold from your home. All of these nitty-gritty things add up to make your insurance premiums higher and eliminating them may save you money in the long run and avoid paying unnecessary premiums.
Be safe in all situations
And finally, even if you don’t have grand plans for 2022, it’s not too late to switch to healthy money-saving habits. There is a lot to be said for making sure you are as safe as possible in every situation you can. Make sure your belongings are stowed safely when you are travelling. Ensure that items like a handbag and other mobile items are adequately covered. Remember if you lose your valuables, it will cost you a lot of money to replace them if they are not properly insured. Remember to keep your valuables in safe places. All of these things will save you money in the long run.
Momentum Insure wishes you a wonderful, 2022 and a safe year ahead. We know that fear of the unknown as well as fear of financial instability are real so using the science of safety, we want you to feel safe and live your best life while on your success journey.
For more information, visit our website at www.momentum.co.za
or follow our official social media pages:
YEI members are welcome to complete the following form
and a dedicated Momentum Sales Consultant
will get back to you, without delay