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Finance

Time to reflect on your strategic estate plan

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2012 is behind us and may we suggest that you take some quiet time in which to sit down to ask yourself the following questions: Do you have a signed and up-to-date Will? Have you experienced a death in the family, birth of a child/grandchild, divorce etc?  If so, then you should look at updating […]

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Savings and the advantages of a Retirement Annuity

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Many South Africans are not saving enough for their retirement. This may be due to the high cost of living experienced in South Africa at the moment or it could be the fact that people do not appreciate the importance of saving in the lead up to retirement. Albert Einstein once quoted: “Compound interest is […]

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Follow your money – a common sense approach to investing on the JSE

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  Your grandchild has just finished matric this year and is off to university to do one of those esoteric courses in media, film, the environment or whatever and you are wondering how he/she is going to earn a living one day. You are keen to educate your grandchild about financial matters, particularly about saving […]

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Investment Snippets

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  Personal budget It is one of the simple tips yet very few people have a budget in writing!  Drafting a budget is useless if you do not stick to it and don’t bother measuring your performance! Your monthly expenses should never exceed your monthly income. Clients are often surprised at their fixed expenses when […]

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